Local Authority Home Loan
The Local Authority Home Loan (LAHL) is available for people who are unable to obtain sufficient funding from commercial banks to purchase or build a home. The loan can be used both for new and second-hand properties, or to self-build. Full details of the Local Authority Home Loan, including eligibility criteria, can be found at http://www.localauthorityhomeloan.ie
How to apply:
Applicants must complete a Local Authority Home Loan application form which is available for download here and return it to:
Offaly County Council,
Aras an Chontae,
Charleville Rd,
Tullamore,
Co. Offaly
R35 F893
Approved Housing Loans Information
Housing Loans arrears are monitored and pursued by a dedicated team within the Finance Section. All Housing Loan accounts are monitored on a monthly basis to ensure loan repayments are maintained, thereby avoiding the possibility of Customers getting into financial difficulty.
The following information is available on request from the Finance Section
- Statement of Account
- Certificate of Interest – Annually
- Redemption Amount i.e. amount due to cleat loan account in Full
- Other information as may be requested from time to time
- All new Home Loan enquiries should be made to the Housing Section
Please note, Shared Ownership Loans and Affordable Housing Loans enquiries are also dealt with by the Housing Section
Contact Details: Housing Section: 057 9357409 or Cash Office: 057 9346867
Legal Issues
Deed of Discharge – When your loan has been paid in full, you should contact your solicitor to prepare a document called a Deed of Discharge. This means that the Loan charge can be released from the property in Land Registry.
Once your loan has been redeemed, you are entitled to your Title Documents (Deeds), which are available from the Housing Office.